News & Articles

Home Disaster Safety

Home Electrical Safety During Disasters The Electrical Safety Foundation International (ESFI) warns consumers to be aware of electrical dangers associated with severe storms and the resulting floods and power outages. Deaths and injuries during the summer months are frequently caused by post-storm electrical hazards. The high winds, extreme rains and flooding caused by hurricanes and…
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Recoverable Depreciation vs. Non-Recoverable Depreciation

What Is the Difference Between Recoverable Depreciation vs. Non-Recoverable Depreciation? And why this matters when it comes to insurance. When you have a homeowners' insurance policy in place, everything covered under that policy is assigned a value. Your home, and most of its contents and components, are likely to decline in value over time because…
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