Your home is where your dreams thrive, which is why it’s so important that you have the right protection — and that’s where we come in!   At Redwood County Farmers Mutual Insurance Company, we’re dedicated to inspiring, protecting and restoring your hard-earned dreams so you have more time to focus on the things that matter most. Owning a home is a big and exciting step, and so is the responsibility that comes with it.

Whether you’re a new homeowner or have lived in your house for years, we know how important your home is to you. Homeowner’s insurance doesn’t just protect your house and property, it also protects your belongings, yourself and your guests. You’ve put a lot of hard work into providing a home for yourself and your family.  Talk to your agent for personal advice on the best combination of homeowners insurance coverage, value, and price to protect your hard earned investment.

Home Insurance Reviews:  The next time you need to renew your insurance policies, meet with your agent. Your insurance needs change over time. Conducting a home insurance review with your agent can help you determine if your policies still make sense for your current situation.  You should insure your home for the estimated cost to rebuild rather than the real estate value. You also should make sure any replacement cost estimate reflects the actual characteristics of your home.

Homeowner’s Policy

  • Dwelling – Owner Occupied
  • Rental Properties
  • Renter’s Policy
  • Household Personal Property
  • Increase in Living Expense
  • Debris Removal – No Rentals
  • Sewer Back-Up
  • Refrigerated Food Products
  • Fire Department Service Charges