About Us

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Our Story

In 1889, a meeting of a small group of pioneer farmers voted to form “The Farmers Mutual Fire Insurance Company of the Township of Vail, County of Redwood”. Who would believe the vision of these farmers would develop into an institution that would thrive and grow to provide insurance protection 125 plus years later. It was the spirit that came from that first meeting that has prevailed through the years. The spirit of friendly neighbors is basic to Redwood County Farmers Mutual Insurance Company’s service to our rural area.

In 1919, the company changed its name to “Farmers Mutual Insurance Company of Redwood County. In June 1952, the name changed to “Redwood County Farmers Mutual Insurance Company”. The name we still have today. In 2024, Flora Mutual Insurance Company merged with Redwood County Farmers Mutual Insurance Company expanding our territory in central Minnesota.

Through the years, our commitment has been not only to our policyholders, but also to our agents, other mutual’ s such as ourselves, and our community, as well as to our country.

Over the years, our buildings have changed, even our name has changed, but one thing has never changed. It is our commitment to provide the best service, coverage’s, and price. It is a commitment that has stood the test of time and will carry us into the future.

We are your neighbor helping neighbor. Farm and Homeowners, whether large or small, can turn to Redwood County Farmers Mutual Insurance Company to protect their interest.

Our Partners

Redwood County Farmers Mutual Insurance Company partners with two statewide mutual companies: North Star Mutual Insurance Company and RAM Mutual Insurance Company. By packaging our policies, we are able to provide a broad range of coverages from fire, wind, hail, lightning, water damage and other types of risk. In addition, our packaging companies can provide coverage for Inland Marine and Liability. We are also backed by a strong reinsurance carrier, RAM Mutual Insurance Company. We write business in 20 counties across central and southern Minnesota.

Proudly serving southwest Minnesota

Leader in the farm and home insurance industry

Insurance coverage at reasonable rates

Encourage loss prevention to control costs